COVERAGE
	MOZ	AFRIKA incl. India	GLOBAL
Annual Maximum Limit & Sub-limits per insured person	3 000 000 MZN	15 000 000 MZN	40 000 000 MZN
HOSPITALIZATION
Day Clinic surgery in hospital environment	60 000 MZN	120 000 MZN	250 000 MZN
Daily rates and fees (ward, operating room, recovery)	Covered	Covered	Covered
Admission to Intensive Care Unit	Covered	Covered	Covered
Diagnostic tests and pathological anatomy	Covered	Covered	Covered
Medical and Nursing fees	Covered	Covered	Covered
Medication, fees, and consumables	Covered	Covered	Covered
Physiotherapy and Speech Therapy during hospitalization	Covered	Covered	Covered
Daily rate for child companion under 14 years old	Covered	Covered	Covered
Oncological Treatment (Chemotherapy and Radiotherapy)	Limit 30%	Limit 15%	Limit 10%
Hemodialysis	Limit 30%	Limit 15%	Limit 10%
Organ Transplants (does not include donor costs)	Limit 30%	Limit 15%	Limit 10%
Maxillofacial surgery and treatments due to accident	Covered	Covered	Covered
Psychiatric Treatment during hospitalization	10 days/year	15 days/year	20 days/year
Neonatology services	750,000	3,000,000	4,500,000
OUTPATIENT (Co-payment)
Emergency Consultations	Covered	Covered	Covered
General Practice Consultations	Covered	Covered	Covered
Specialist Consultations	Covered	Covered	Covered
Diagnostic Tests	Covered	Covered	Covered
Outpatient treatments	Covered	Covered	Covered
Physiotherapy and Rehabilitation	15 Sessions	30 Sessions	45 Sessions
MEDICATIONS (Co-payment)
Prescribed medications upon submission of a medical prescription valid for 30 days	Covered	Covered	Covered
DENTISTRY (Co-payment)
Dentistry Consultations	Covered	Covered	Covered
Dental Treatments	Covered	Covered	Covered
MATERNITY (Co-payment)
Normal Delivery	Covered	Covered	Covered
Cesarean Delivery	Covered	Covered	Covered
Involuntary Interruption of Pregnancy	40 000 MZN	Covered	Covered
Pregnancy Follow-up Exams	25 000 MZN	Covered	Covered

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Health Insurance

Put your team’s health in good hands and enjoy the benefits of clinical, pharmaceutical and hospital care tailored to your needs and those of your team. The right insurance to safeguard the well-being of your employees.

Contact us and learn more

Financial Protection - helps alleviate worry in the event of illness and healthcare costs;

Depending on the option you choose, it can cover all or part of your healthcare costs;

Cost benefit - better quality of care, freedom to choose the location (whether at home or abroad) or the doctor you want to see and provides a better experience in terms of satisfaction and quality.

Possibility of benefiting from or having access to wellness programs offered by the insurer and discounts on services.

Provider Network

Clinics, Laboratories, Opticians and Pharmacies

Maputo City

Clinics/ Hospitals/ Medical Practices	Address	Contact	Email
HOSPITAL PRIVADO DE MAPUTO	Rua do Rio Inhamíara, Sommerschield, Maputo	21 488600	Ramiza.Alfazema@lenmedmaputo.co.mz
CLINICARE	Rua Ângelo Azarias Chichava, 50, Sommerschield, Maputo	21 498215	suneina.kanji@cliniccare.co.mz
Clinicare - City Mall	Rua dos Desportitas, Nº 833, Edifício JAT 6, Maputo	846008800	mobin.siraj.ms@gmail.com
Hospital Shifaa	Avenida da Malhangalene No 1146	85 144 0000 \| 87 144 0000	halimacassamo@shifaahospital.co.mz
ICOR - Instituto do Coração	Avenida Kenneth Kaunda, n.º 1111, Bairro Sommerschield, Maputo	21 416347	francisco.ouna@icor.co.mz
Afrind Health Care Services, Lda D ‘Care	Rua John Issa, Nº 275/277 (Rua do Comando da Polícia) Maputo	848300200	sahabahar79@gmail.com
AICA - Consultório Médico, Lda.	Av. Romão Fernandes Farinha, Nº 1174	820887459	aicaconsultoriomedico@yahoo.com.br
AYAMED SOLUTIONS	Bairro da Coop, Rua Tomas Ribeiro, Nº 1174	849888000	info@ayamed.co.mz
AJUTEC, Clínica de Fisioterapia	Av. 24 de Julho, loja Nº 22, Maputo	849506907	ajutecmoz@gmail.com

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NAME	ADDRESS	CONTACTS
Entreposto/Ctao	Av. do trabalho n. 2016	82-305 5872 / 21-22 5400
Interauto	Av. da Namaacha n.	84-309 8478
Intercar	Av. de Angola n. 2379	21-46 5150 / 84-950 7354 / 82-769 6120
Motorcare	Rua Karwakanan n. 141	21-35 0800 / 84-313 6003
Renault Moçambique	Rua Timor Leste n 15/25	21-321513 / 84-8260740 / 82-390962
Ronil	Av. Eduardo Mondlane n.	21-32 2355
Técnica Industrial	Av. de Angola n. 1621	84-849 6020
Tecnicar	Av. de Angola	82-301 2042
Toyota de Moçambique	Rua do Lago Amaramba	21-46 5196
Mozambique Holding	Av. de Angola n. 3016	21-46 6061
Auto Gest	Av. de Angola n. 1621	84-849 6020
Tata de Moçambique	Av. de Moçambique n. 2358	21-27 5007 / 84-345 5500 / 82-857 2146
Propeças, Lda	Av. Zedequias Manganhela n.	82-393 1806 / 82-975 0981
Auto Abdul	Av. Milagre Mabote n 298/3	84-643 0832 / 82-419 3390
Auto Spray Centre	Av. FPLM n. 1914	84-563 5698
Red Auto	Av. Acordos de Lusaka n. 9	84-060 6000
Celen Investimentos	Bairro Costa do Sol, Rua 4694 n. 442	84-860 6700 / 85-072 2213 / 87 072 2213
Express Auto	Av. 24 de Julho n.	84-300 0040
Glassfit	Av. 24 de Julho n. 3867 R/C	21-40 0879

MATOLA

NAME	ADDRESS	CONTACTS
C & S Car Services	Parque Industrial Beluluane	84-306 5729

BEIRA

NAME	ADDRESS	CONTACTS
Pintauto	Major Serpa Pinto, n 19- Ponta-Gea	84 310 2249
Unicar	Rua Base NTchinga n. 24 Bairro dos Pioneiros Beira	233 4974
Auto Vulga	Rua Luis Inácio n. 342	21-46 5150 / 84-950 7354 / 82-769 6120

NAMPULA

NAME	ADDRESS	CONTACTS
Auto One	Av. Trabalho Meia Via	86 383 6101
Auto Solution	Rua da França Carrupeia	84 398 4558
Nissan Motorcare	Rua da França Carrupeia	84 316 1174